How to Activation Aeps Service in India: Step-by-Step Guide

In today’s digital era, AEPS (Aadhaar Enabled Payment System) has become a vital tool for financial inclusion and digital banking in India. Businesses, fintech startups, and micro-ATMs are increasingly adopting AEPS to provide instant cash withdrawals, balance inquiries, and mini statements to customers using their Aadhaar number.

To activate the AEPS service for a customer, you must first ensure your Aadhaar is linked to your bank account. Then, visit a bank’s correspondent or a micro ATM service point, provide your Aadhaar number, and authenticate with your fingerprint to perform transactions like cash withdrawal, balance inquiry, or fund transfer. 

Activating AEPS service in India is straightforward if you follow the right steps and choose a reliable AEPS solution provider like Aeps India. With secure Aadhaar-based authentication, real-time transactions, and seamless Aeps API integration, your business can offer safe and efficient banking services to customers across urban and rural areas.

This guide will walk you step-by-step through the process of activating AEPS service, explaining everything from partner selection, documentation, Aeps API setup, to live deployment, ensuring your business can start offering digital banking services quickly and securely.

What is AEPS

AEPS, or Aadhaar Enabled Payment System, is a payment service in India that allows bank customers to perform basic transactions using their Aadhaar number and biometric authentication at a micro ATM. It uses Aadhaar as a customer’s identity to access their Aadhaar-linked bank account for services like cash withdrawal, cash deposit, balance inquiry, and fund transfers. 

What is Activation AEPS

AEPS activation means to enable the Aadhaar Enabled Payment System for your bank account, which allows you to perform financial transactions using your Aadhaar number and biometric authentication. To activate AEPS, you typically need to have your bank account linked to your Aadhaar number and then visit your bank branch with your Aadhaar and PAN cards to submit a request and complete the necessary forms and biometric verification. Once activated, you can use a micro-ATM or a business correspondent to withdraw cash, deposit cash, check your balance, or make transfers, all through Aadhaar-based verification.  

How to activate AEPS

• Link your Aadhaar to your bank account: Ensure your bank account is linked with your Aadhaar number. If it is not, you will need to contact your bank to complete this process first. 
• Visit a bank branch: Go to a branch of your bank and inform the bank officer that you want to activate the AEPS service. 
• Submit documents: Carry your Aadhaar card, PAN card, and other required documents to the branch. You may need to fill out an application form. 
• Complete biometric authentication: You will need to undergo a biometric scan (fingerprint or iris) to authenticate your identity. 
• Sign declarations: Sign any necessary declarations or agreements as instructed by the bank. 
• Receive confirmation: The bank will confirm the activation of your AEPS service. 
• Note: If you have previously locked your Aadhaar biometric data, you must unlock it before you can use the AEPS service. 

What You Can Do After Aeps Activation

After Activation AEPS (Aadhaar Enabled Payment System), you can perform basic banking services at designated retail outlets, often called Micro-ATMs or Business Correspondent (BC) points. These services are available to any customer whose Aadhaar number is linked to their bank account and do not require a debit card, PIN, or smartphone. 

What customers can do

Once AEPS is Activation, you can visit a local AEPS-enabled agent to perform the following transactions: 

• Cash withdrawal: Withdraw money from your Aadhaar-linked bank account using your Aadhaar number and biometric authentication (fingerprint or iris scan).
• Cash deposit: Deposit cash into your bank account at any Micro-ATM or BC point. The funds are instantly credited to your Aadhaar-linked account.
• Balance inquiry: Check your bank account balance instantly and at any time.
• Mini statement: Request a summary of your most recent transactions to better track your finances.
• Aadhaar-to-Aadhaar fund transfer: Transfer funds between bank accounts that are both linked to Aadhaar numbers.
• Aadhaar Pay: Make cashless payments to merchants who have the Ezeepay Aadhaar Pay app.
• Receive government benefits: AEPS is a primary channel for the secure and direct disbursement of government entitlements, such as pensions and social security payments. 

What retailers and business correspondents can do

After Activation AEPS, an agent can transform their shop into a local banking service point, creating a new source of income. 

Business benefits

• Earn commissions: Retailers receive commissions for every AEPS transaction they process. These fees vary by Aeps India and transaction type but can be a significant additional revenue stream.
• Increase customer traffic: Offering banking services draws more people into the store, which can increase sales of other products and services.
• Expand service offerings: Beyond AEPS, Aeps india allow retailers to offer other digital services like mobile recharges and bill payments through the same portal.
• Boost reputation: By providing a valuable community service, retailers can build trust and loyalty with their customers. 

Business setup
To begin offering AEPS Activation, an agent needs the following: 

• A registration with an Aeps india.
• A basic device like a smartphone or computer with internet access.
• A certified biometric scanner (fingerprint or iris scanner) for authenticating customer transactions. 

Read Blog : Best AEPS Integration Providers in India 2025

AEPS Documentation

AEPS (Aadhaar Enabled Payment System) documentation refers to the technical specifications and guidelines for integrating with the system, which are primarily managed by the National Payments Corporation of India (NPCI). Detailed Aeps API documentation is typically provided by AEPS India, a trusted third-party AEPS service provider partnered with NPCI.

Key components of AEPS documentation

AEPS product overview (NPCI)

• Purpose: AEPS is a bank-led model designed to enable online, interoperable financial inclusion transactions at Point of Sale (PoS) or Micro ATMs.
• Transactions supported: It allows for cash deposits, cash withdrawals, balance inquiries, mini statements, and Aadhaar-to-Aadhaar fund transfers.
• Authentication: Transactions are authenticated using the customer’s Aadhaar number and biometric data (fingerprint or iris scan) captured during Aadhaar enrollment.
• Architecture: It involves the individual customer, a business correspondent (BC) with a Micro ATM, the Aadhaar-linked bank, the Unique Identification Authority of India (UIDAI) for biometric verification, and NPCI for transaction settlement. 

Aeps API integration documentation (from third-party providers)

Since NPCI does not offer direct Aeps API integrate for all merchants, developers and businesses must obtain documentation from an authorized AEPS API provider or aggregator, such as Aeps india. This documentation typically includes:

• API key and authentication: Procedures for obtaining and using the required API keys and secrets for secure access to endpoints.
• Endpoint specifications: The URLs for various AEPS services, such as:
  • Cash Withdrawal
  • Balance Inquiry
  • Mini Statement
  • Aadhaar Pay (Cash deposits)

Request and response formats:

• Request format: Typically JSON or XML payloads containing fields for the Aadhaar number, bank IIN (Identifier Identification Number), transaction type, amount, and encrypted biometric data.
• Response format: Information on how the API will respond, including success or error codes, transaction reference numbers, and transaction details.
• Integration flow: A step-by-step guide explaining the transaction process:
  1. Initiating a transaction from a mobile app or portal.
  2. Capturing the customer’s biometric data via a registered device.
  3. Sending the encrypted request to the AEPS API.
  4. Processing the response and providing confirmation to the customer.
• Sandbox environment: Details for testing the integration in a non-production environment to ensure functionality before going live.
• Biometric device integration: Instructions for registering and communicating with compatible biometric devices (fingerprint or iris scanners).
• Security protocols: Guidelines for ensuring secure data transmission, including data encryption and IP whitelisting. 

Why Activation AEPS is important for businesses and retailers

Activation the Aadhaar Enabled Payment System (AEPS) is crucial for businesses and retailers because it expands their customer base, creates new revenue streams, and helps fulfill a critical role in financial inclusion. By integrating AEPS, businesses can effectively act as mini ATM providing essential banking services to customers, especially in rural or underserved areas where traditional banking is less accessible. 

Benefits for businesses and retailers

Increased revenue and customer base

• New revenue stream: Businesses can earn commissions every AEPS transaction they facilitate, such as cash withdrawals and balance inquiries. For retailers, this provides an extra source of income that adds to overall profitability.
• Higher footfall: By offering banking services, retailers attract more people to their shops. This increased foot traffic can lead to more sales of their primary products and services, boosting overall business.
• Wider market reach: AEPS allows businesses to serve unbanked and underbanked populations, particularly in rural and remote areas where bank branches and ATMs are scarce. This enables a business to tap into new market segments and grow its customer base. 

Enhanced trust and convenience

• Enhanced customer loyalty: By providing reliable, secure, and convenient financial services, businesses build trust and foster stronger relationships with their customers. This convenience improves the overall customer experience and encourages repeat business.
• Secure transactions: AEPS relies on Aadhaar-based biometric authentication (fingerprint or iris scan), which is highly secure and significantly reduces the risk of fraud compared to card-based payments. This builds confidence among both the business owner and the customer.
• Convenience for customers: Customers can perform basic banking transactions at a local shop without traveling long distances to a bank or ATM. They only need their Aadhaar number and biometric data, eliminating the need to carry cards or remember a PIN. 

Cost-effectiveness and efficiency

• Low setup cost: Integrate AEPS is a budget-friendly way for businesses to offer digital banking services. It requires minimal investment in hardware, typically just a smartphone or computer and a biometric device, making it more affordable than setting up a physical ATM.
• Reduced cash handling risks: For merchants, accepting payments via AEPS reduces their reliance on cash, which minimizes the risks associated with storing large amounts of physical currency on-site.
• Streamlined operations: For Aeps india offers a developer friendly best Aeps API for seamless integration with existing aeps platforms. This allows for automation and greater operational efficiency. 

Broader economic and societal impact

Activation AEPS extends a business’s role beyond commerce and into community service. It helps empower the financially excluded, promotes a cashless economy, and supports the efficient and transparent disbursement of government benefits directly to beneficiaries’ bank accounts. This makes businesses an integral part of India’s larger financial inclusion mission. 

Benefits of Activation AEPS Service

Activation an AEPS (Aadhaar Enabled Payment System) service provides convenience and accessibility through easy-to-use, biometric-based transactions. Key benefits include enhanced security with biometric authentication, financial inclusion for remote areas, and cost-effectiveness by reducing the need for physical bank visits or cards. Users can perform services like cash withdrawals, balance inquiries, and mini-statements at micro-ATMs or agent points.  

For the user

• Easy and convenient access: Perform banking transactions like cash withdrawal, balance inquiry, and mini-statements using only your Aadhaar number and a fingerprint scan. 
• No need for cards or PINs: Transactions are authenticated through biometrics, making it simpler and more secure than remembering PINs. 
• Enhanced security: Biometric verification offers a high level of security against fraud compared to traditional card-based transactions. 
• Bank account privacy: Transactions can be completed without sharing or revealing your bank account details. 
• Banking in remote areas: Access to banking services is available in remote or underserved areas through local agents and micro-ATMs. 
• Access government payments: AEPS facilitates the direct transfer of government benefits and subsidies, like NREGA payments. 

For a business or agent

• Offer a mini-banking service: A simple way to provide banking facilities at your shop or business location. 
• Attract more customers: Offer a one-stop solution for banking needs, which can attract more foot traffic and customers. 
• Earn commissions: Earn commission on every AEPS transaction that is processed. 
• Instant activation: The activation process is typically quick and easy once you complete the registration. 

Features Activation AEPS Service

Activation an AEPS service involves using biometric authentication for security and performing basic banking functions like cash withdrawal, cash deposit, balance inquiry, and mini-statement generation through a micro-ATM. The system is designed for interoperability across different banks and offers other features such as Aadhaar-to-Aadhaar fund transfers and BHIM Aadhaar Pay. To use it, you need an Aadhaar number linked to your bank account and access to an AEPS-enabled micro-ATM. 

Core features and functions

• Biometric authentication: Transactions are secured using your fingerprint or iris scan, eliminating the need for PINs or cards. 
• Cash withdrawal/deposit: Users can withdraw cash or deposit cash into their Aadhaar-linked bank accounts at micro-ATMs. 
• Balance inquiry: You can check your account balance in real time through the system. 
• Mini-statement: A quick summary of recent transactions can be generated. 
• Interoperability: Transactions can be conducted across multiple banks, as long as the accounts are Aadhaar-linked. 
• Aadhaar-to-Aadhaar fund transfer: Money can be transferred between accounts linked to different Aadhaar numbers. 

Other functionalities

• BHIM Aadhaar Pay: Enables merchants to accept payments from customers via their Aadhaar-linked bank account. 
• eKYC: Simplifies customer verification using Aadhaar. 
• Best finger detection/IRIS detection: Enhances the security and accuracy of biometric authentication. 
• Aadhaar seeding status: Allows users to check the status of their Aadhaar linking with their bank account. 

Read Blog : AEPS B2B Software for Startups and Fintech

Eligibility Criteria for AEPS Activation

To activate the Aadhaar Enabled Payment System (AEPS) and offer it as a service, individuals or businesses must meet specific criteria and register with an authorized Aeps India. The process involves submitting personal documents, having the right equipment, and completing the Aeps India verification procedures. 

Eligibility criteria for agents

To become an AEPS agent or merchant, you must meet the following personal and business requirements: 

• Age: Be 18 years or older.
• Aadhaar-linked bank account: Have an active bank account linked to your Aadhaar number.
• PAN card: Possess a valid Permanent Account Number (PAN) card for Know Your Customer (KYC) and tax compliance.
• Basic banking knowledge: Have a basic understanding of online banking and financial transactions.
• Mobile number: Provide a functional mobile number and email address for communication.
• Business location (recommended): Have a physical shop or business outlet. This builds trust and serves as a fixed point for customers. 

Required documents for activation

During the registration and KYC process with an Aeps India, you will need to submit the following documents: 

• Age: You must be 18 years of age or older.
• Aadhaar card: A valid Aadhaar card is mandatory for identification and biometric authentication.
• Aadhaar-linked bank account: You must have an active bank account that is linked to your Aadhaar number for receiving commissions and settling transactions.
• PAN card: A PAN card is required for tax and Know Your Customer (KYC) compliance.
• Functional mobile number: You must provide a valid mobile number linked with your Aadhaar for registration, communication, and verification.
• Basic digital knowledge: You should be familiar with basic online banking and digital transactions.
• Physical business location (recommended): Having an established shop or office space can build customer trust, but is not always mandatory. 

Required equipment

• Smartphone or computer: You will need an internet-enabled device, such as a basic Android smartphone, laptop, or computer, to run the AEPS application or Aeps portal.
• UIDAI-certified biometric device: This is a non-negotiable requirement. You must have a compatible fingerprint scanner or iris scanner to authenticate customer details. The device must be registered and compatible with your chosen Aeps India platform.
• Stable internet connection: A reliable and stable internet connection is essential for processing real-time AEPS transactions.
• Printer (optional): It is highly recommended to have a printer to provide transaction receipts to customers. 

Activation process for agents

The activation process generally involves choosing a Aeps India, registering and submitting the required documents for KYC verification. After your information is verified, which may include a physical check of your business location, you will need to acquire and register a compatible biometric device with the Aeps India portal. Upon approval, you will receive login credentials to start offering AEPS services. 

Step-by-Step Process to Activation AEPS Service

To activate an AEPS service, first ensure your Aadhaar is linked to your bank account, then visit a banking correspondent or a Aeps India and use your Aadhaar number and biometric data for authentication. For business partners, the process involves registering with a Aeps India, providing documents like Aadhaar and PAN, and integrating the necessary hardware like a biometric device. 

For customers

1. Link your Aadhaar: Make sure your bank account is linked with your Aadhaar number. You can usually do this online, through your bank’s app, or by visiting a branch. 
2. Unlock biometrics (if locked): If you have previously locked your Aadhaar biometric data, you must unlock it first through the UIDAI portal. 
3. Visit a banking correspondent: Go to a bank branch, agent, or a merchant point that offers AEPS services. 
4. Provide your details: Inform them you want to use AEPS and provide your Aadhaar number and bank name. 
5. Authenticate with biometrics: Place your finger on the biometric scanner for verification. You may also need to enter the transaction amount. 

For business partners (agents)

1. Choose a provider: Select a trusted Aeps India. 
2. Complete registration: Register on the platform and complete the necessary KYC (Know Your Customer) process. 
3. Submit required documents: Provide documents like your Aadhaar card, PAN card, and bank account details. 
4. Integrate the hardware: Set up a biometric device, often a fingerprint scanner, and other required equipment. 
5. Get trained: You will typically receive training on how to operate the service and assist customers. 

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Integrating AEPS with Your Business Systems

Integrating AEPS involves partnering with a certified Aeps india to obtain an Aeps API key, completing your business and KYC registration, integrating Aeps API into your platform, and then testing it in a sandbox environment before going live. This allows your best Aeps platform to offer basic, Aadhaar-enabled financial services like cash withdrawals and balance inquiries.  

1. Partner with an AEPS provider

• Choose a certified and approved best AEPS API provider like Aeps India.
• Register your business with the Aeps India and complete the required Know Your Customer (KYC) verification, which usually involves submitting documents like your Aadhaar and PAN cards. 

2. Acquire API access and tools

• After your registration is verified, the Aeps India will give you access to their top AEPS API keys, technical documentation, and a sandbox environment for testing. 
• You will also need a compliant biometric device (like a fingerprint scanner) to enable customer authentication. 

3. Integrate the API into your platform

• Use the provided Aeps API keys and documentation to embed AEPS functionality into your application, website, or Point-of-Sale (POS) system. 
• Developers can use Aeps India specific libraries for platforms like Android and web development to streamline integration. 

4. Test the integration

• Use the sandbox or test environment provided by Aeps india to conduct test transactions. This includes testing cash withdrawals, balance inquiries, and fund transfers to ensure everything is working correctly. 

5. Go live

• Once all testing is successful and you have confirmed the integration works seamlessly, deploy the system to your production environment to begin offering AEPS services to your customers. 

Tips to Ensure Smooth AEPS Activation

For a retailer or agent to activate AEPS (Aadhaar Enabled Payment System), the main tips involve partnering with a reliable AEPS service provider like Aeps India, gathering the required documents and hardware, and completing the KYC (Know Your Customer) verification process. 

Steps for AEPS activation

1. Choose an AEPS service provider

Partnering with a Aeps India is the most critical step for retailers. Aeps India give you access to the AEPS network through an app or portal. Aeps India should offer competitive commission rates, reliable service, and strong customer support. 

2. Complete registration and KYC

Visit the Aeps India website or app and fill out their agent registration form. You will need to submit documentation for KYC verification.

• Documents required for verification:
  • Aadhaar card and PAN card
  • Proof of address, such as a voter ID, driver’s license, or utility bill
  • Bank account details for settlement of transactions and commissions
  • Passport-sized photograph
  • A working mobile number and email address
• Verification: The Aeps India will verify your documents, which may involve a video KYC. This process typically takes 24 to 48 hours. 

3. Acquire the necessary hardware

You will need an Android smartphone or computer with internet, and a UIDAI-certified biometric fingerprint scanner registered with Aeps India.

4. Set up and begin services

Once approved, you’ll receive login details for the Aeps India app or portal. Connect your biometric device to begin offering AEPS services. 

Tips for successful AEPS activation and service

• Ensure customers’ Aadhaar is linked to their bank accounts.
• Maintain sufficient cash for customer withdrawals.
• Promote your AEPS and other services to attract customers.
• Follow security protocols and use certified biometric devices to build trust.
• Choose a location with high foot traffic or limited bank access.
• Comply with NPCI and RBI guidelines. 

Choosing the Right AEPS Provider in India

Aeps India is the Best AEPS provider in India, prioritize Aeps India certified by the National Payments Corporation of India (NPCI) and compliant with RBI guidelines. Key factors include a high transaction success rate, strong security measures like encryption, a user-friendly interface, responsive customer support, and a transparent commission structure. You should also check for multi-bank support, real-time settlements, and the overall reputation of the Aeps India through customer reviews.  

Regulatory compliance and security

• NPCI/RBI Certification: Ensure the Aeps India is officially authorized by the NPCI and adheres to Reserve Bank of India (RBI) guidelines. This is non-negotiable for legal and secure operation.
• Data Security: Look for strong security measures like end-to-end encryption, secure login procedures, and robust fraud detection systems. Biometric data should be handled securely by UIDAI. 

Reliability and performance

• High Transaction Success Rate: Choose a Aeps India with a proven track record of high transaction success rates (e.g., 98%+) to ensure a smooth experience for customers. 
• Low Downtime and Real-time Settlement: Opt for a platform that is reliable with minimal downtime and offers fast, real-time transaction processing and settlements. 

User experience and features

• User-Friendly Interface: The Aeps portal or app should be intuitive and easy to use for both agents and customers. 
• Essential Services: The Aeps India must support core AEPS services like cash withdrawal, deposit, balance inquiry, and mini-statements. 
• Multi-Bank Support: A wide network of supported banks increases flexibility for your customers. 
• Additional Services: Consider Aeps India that offer value-added services like bill payments, money transfer, or other financial services. 

Support and costs

• Customer Support: Look for Aeps India that offer responsive and reliable 24/7 technical and customer support to quickly resolve any issues. 
• Transparent Pricing: Understand the full cost structure, including any licensing fees, transaction charges, and commission rates, to ensure it is cost-effective. 
• Real-time Commission: Ensure the Aeps platform provides real-time commission credit to the agent after each transaction. 

Provider reputation

• Reputation and Reviews: Aeps India to gauge the best experiences of other users regarding service quality and customer satisfaction. 

Read Blog : Best AEPS Software Development Company in India 2025

Why Choose AEPS India for AEPS Activation

Choosing a Aeps India for Aadhaar Enabled Payment System (AEPS) activation is critical because it directly impacts security, reliability, and profitability. A reliable AEPS provider like Aeps India offers the technology and support necessary to turn your business into a mini-bank for your community, attracting more customers and generating additional income. 

Key benefits of choosing a Aeps India

1. Enhanced security and compliance
A trustworthy Aeps India ensures all transactions are secure and compliant with regulatory standards. 

• Biometric authentication: AEPS transactions rely on Aadhaar-based biometric verification (like fingerprints), making them secure and fraud-resistant. A reliable Aeps India uses encrypted systems that do not store sensitive biometric data on their servers.
• Regulatory adherence: Aeps India are certified by the National Payments Corporation of India (NPCI) and comply with guidelines from the Reserve Bank of India (RBI). This ensures safe, legal, and hassle-free operations. 

2. Increased revenue and business growth
For retailers and businesses, AEPS activation provides an opportunity to earn more and grow their customer base. 

• New revenue stream: Businesses earn commissions on every AEPS transaction they facilitate, such as cash withdrawals, balance inquiries, and deposits.
• Higher customer footfall: Offering essential banking services attracts more customers to your location, potentially increasing sales of your other products or services.
• Expanded service offerings: Aeps India offer additional services, such as bill payments, mobile recharges, and money transfers, creating a one-stop-shop that diversifies your income. 

3. Reliability and seamless integration
A Aeps India delivers a stable, high-performing platform that ensures a smooth experience for both agents and customers. 

• High transaction success rate: Look for a Aeps India with a proven record of high uptime and minimal transaction failures, which builds customer trust and maintains your business’s reputation.
• Developer-friendly API: For businesses integrated AEPS into an existing app, a Aeps India with comprehensive documentation and a robust Aeps API is essential for a smooth integration process. 

4. Superior support and tools
Aeps India offer the support and features necessary to manage and scale your services effectively. 

• 24/7 technical support: A responsive support team is crucial for resolving technical issues quickly and minimizing service disruptions.
• Intuitive dashboard: An easy-to-use administrative panel allows you to track transactions, manage your network of agents, and monitor earnings efficiently.
• Real-time reporting: Fast transaction processing and real-time reports provide instant confirmation and help you manage your cash flow effectively. 

Read Blog : AEPS Portal Benefits That Help You Earn More Commission

Future of AEPS Activation

The future of AEPS activation centers on enhanced security, expanded services, and better integration with other platforms, driven by technology and government initiatives. Key aeps developments include the use of AI and advanced biometrics for security, mobile-first interfaces for greater accessibility, and the seamless integration of AEPS with systems like UPI and BBPS. New RBI regulations are also expected to further strengthen security protocols. 

Technology and security

• Enhanced security: Future systems will use advanced encryption, AI-driven analytics to detect fraud, and stronger biometric verification to ensure transaction integrity. 
• AI and data analytics: Artificial intelligence will be used for real-time transaction monitoring and to provide smart alerts for risk management. 
• Blockchain integration: Technologies like blockchain may be integrated for increased transparency and efficiency. 

User experience and integration

• Mobile-first solutions: With increasing smartphone adoption, AEPS will shift to user-friendly, mobile-first interfaces and apps to improve accessibility for both agents and customers. 
• Seamless integration: AEPS will be increasingly integrated with other digital payment systems, such as UPI and Bharat Bill Payment System (BBPS), to create a more comprehensive financial ecosystem. 
• Expanded services: The system will offer a wider range of services beyond basic banking, including utility bill payments, insurance, micro-loans, and online shopping payments. 

Regulation and adoption

• Stricter regulations: New directives from the Reserve Bank of India (RBI) will mandate stricter controls for AEPS, effective from January 1, 2026, aimed at curbing fraud and boosting security. 
• Increased awareness: Government initiatives and awareness campaigns are expected to educate the public, leading to wider adoption and use. 

Conclusion

Activating AEPS (Aadhaar Enabled Payment System) service in India is a straightforward process that empowers businesses, fintech startups, and local retailers to provide secure and instant banking services to customers. By following the step-by-step guide, you can quickly enable cash withdrawals, balance checks, mini statements, and fund transfers using Aadhaar authentication.

To activate the AEPS service for a customer, you must first ensure your Aadhaar is linked to your bank account, and then visit an AEPS-enabled service point to perform a transaction using biometric authentication. For business owners who want to provide AEPS services, they need to register as an agent with a Aeps India by providing necessary documents like Aadhaar, PAN card, and bank account details. 

Partnering with a Aeps India ensures your AEPS service is reliable, secure, and compliant with RBI and NPCI regulations. Businesses can enhance customer trust, expand digital financial services, and even generate revenue through commission-based transactions.

In 2025, adopting AEPS services is not just about digital convenience it’s about empowering your business and supporting financial inclusion across urban and rural India. With Aeps India’s robust solutions, integration AEPS into your operations is easy, secure, and scalable, helping you stay ahead in the growing digital banking ecosystem.

Start your AEPS journey today and empower your business or banking operations with seamless Aadhaar-based payments. With the right aeps setup, you’ll not only meet your customers’ needs but also expand your reach in the digital banking ecosystem in India.

Frequently Asked Questions (FAQ) About AEPS Activation