AEPS India offers Aadhar Enabled Payment software & AEPS API integration services for Businesses all over India.
Aadhaar Enabled Payment services
Cash Withdrawal – Mini-ATM
we offer the Aadhaar enabled Mini-ATM services. Now you can easily withdraw cash from your bank account without going to the bank. Go to any of the Spice Money stores and withdraw the required amount of cash by just providing your Aadhaar number, bank name and thumb/finger impression.
Now you can deposit cash by using our service. All you need to do is give your Aadhaar number, bank name and thumb/finger impression. This facility is available in non-banking hours. Hence, it is easy to access at anytime.
we also help you to check your bank balance in your accounts. just give your Aadhaar details, bank name and fingerprint, and you will get your bank balance detail on the screen.
AEPS Software & API integration services offer business owners to offer Aadhaar Enabled Payment System services through their web app portal or Mobile Application.
AEPS India enables the best margin api integartion for AEPS Service providers, same day onboarding facility with finger print KYC & Same day payment settlement on merchant account on request.
Aadhar Enabled Payment Services from AEPS India:
AEPS stands for Aadhar Enable Payment System powered by NPCI. We Noble Web Studio Pvt Ltd engaged with YES Bank for AEPS Services. In AEPS Following Features are available:
We are offering attractive commission on Cash Withdrawal and Deposit. Commission settlement on the same time in wallet and Next day in bank Account for Software Admin.
Apart from AEPS following services are also available by bank
1. BBPS (Bharat Bill Payment Service)
BBPS is centralized Bill payment powered by Government of India (NPCI) where all billers are available under single roof with name “BBPS”. We are offering best commission structure on BBPS. Approx 100 billers available as live in Bharat Bill Payment System.
Bharat Bill Payments System is an integrated online platform which is being developed by the National Payments Corporation of India for all kinds of bill payments. The platform intends to build an interoperable service through a network of agents, enabling multiple payment modes along with instant generation of receipts of payments.
2. DMT (Domestic Money Transfer)
YES Bank also offering Domestic Money Transfer Service with attractive commission structure. KYC user’s limit is Rs 2,00,000.00 per month and transaction of amount more that 25000 will be settled in beneficiary account with transaction amount of Rs 25000. Both NEFT and IMPS modes are available.
3. Travel (Bus, Flight and Hotel)
Bank also providing Travel services like Bus ticket booking, Flight ticket booking and hotel booking etc. Here also we are offering best commission for all services.
4. Wallet Load (Mobikwik Wallet Load)
We are also offering wallet load service where commission will be available on wallet load. If your agent refills a mobikwik wallet from software then you will get commission up to 0.75%.
5. UPI Payment Gateway
We are also offering UPI payment gateway where as a merchant you can collect payment from customer through UPI. Relevant surcharge will be applicable on transaction amount. Settlement time frame T+1 day.
6. E-Collect System
In E-collect system, when your agent pay some amount in your bank account for his wallet refill in current scenario he need to raise a request or inform you over call, but by using E-collect service, system will automatically credit your retailer’s wallet at the same time when amount credited in your bank account. There are no transaction charges for collecting payment through E-collect service. Setup charges and development charges will be applicable first time. This service will provide 100% accuracy and will remove man power for this particular stuff of manual wallet refill. Highly recommend if you have 100+ active retailers of team.
7. E-Payment System
To make payment to any one you login to your net banking account, add beneficiary and then after verification you transfer money to your biller or beneficiary. E-payment service is useful while you want to make payment to several persons in one shot without doing all this stuff. Most commonly if you want to pay AEPS withdraw amount to your retailers then it is really not possible to pay all of them daily via net banking account. Here in this service you just need to verify your identity in software via OTP and once you in, you can approve all agents withdraw request in one shot. Bank will schedule these transactions according to your choice (IMPS/NEFT/RTGS or YB to YB transfer). You just need to check request list and then you can process transactions to bank. Bank will initiate all these approved transaction to relevant beneficiaries within 15 minutes and will provide a report in software along with Bank reference number and status of transaction.
If you are paying to your partners on daily basis and number of payment transactions are more than 20 then this service is very useful for you.
Setup charge – as per yes bank.
Transaction charge Rs 2 for IMPS, NEFT and RTGS (these charges may vary according to bank).
Development charge in software will be applicable along with annual AMC.